Question 1

What is Realvory?

Accepted Answer

Realvory is a data analytics platform for UAE residential buy listings. We layer Smart Scores, estimated rental data, price efficiency analysis, and Smart Signals on top of listings so you can analyze, compare, and shortlist opportunities using standardized metrics — not just listing photos and descriptions.

Question 2

Which property types does Realvory cover?

Accepted Answer

Realvory focuses on residential buy listings — flats, townhouses, and villas — across the UAE. Rental-only inventory is outside the current screening scope.

Question 3

Which UAE emirates does Realvory cover?

Accepted Answer

All 7 emirates: Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, and Umm Al Quwain. You can filter by emirate or community across all plans.

Question 4

How is Realvory different from Property Finder or Bayut?

Accepted Answer

Property portals are built for listing discovery. Realvory is built for residential analysis and comparison — we layer yield estimates, price-per-sqft benchmarks, Smart Scores, and Smart Signals on top of listings so you can compare flats, villas, and townhouses using structured data.

Question 5

Do I need to be in the UAE to use Realvory?

Accepted Answer

No. Realvory is designed for investors wherever they are. All data is accessible online, so overseas buyers can analyze listings, compare market indicators, and build shortlists before travelling or engaging a local professional.

Question 6

What is a good rental yield in Dubai?

Accepted Answer

What counts as a good rental yield in Dubai depends on the community, property type, fees, vacancy assumptions, and your investment strategy. Realvory shows estimated rental ranges and community yield context for each listing so you can compare a property against its area using the same reference framework. These are estimates based on listing data, not guaranteed returns.

Question 7

Are Smart Scores and yield estimates accurate?

Accepted Answer

Smart Scores and yield estimates are reference metrics derived from aggregated listing data and community averages — not guaranteed figures. They are provided for research purposes only and do not constitute financial or investment advice. Always verify with a licensed real estate agent or RICS-registered valuer before making any property decision.

Question 8

What is a Smart Score?

Accepted Answer

Smart Score is a 0–100 reference score that combines yield, price value, risk, and affordability into one number so you can prioritize which residential listings deserve a closer look instead of relying on listing presentation alone.

Question 9

What goes into the Smart Score?

Accepted Answer

Four sub-scores feed the composite: yield (estimated gross yield vs community average, blending net yield when service-charge data is known), price value (price per sqft vs community, using a z-score when comps are strong), risk (ready vs off-plan, with graduated off-plan scoring by handover timeline), and affordability (price percentile within the property-type segment). Weights adjust by data quality and property profile; scores with weaker benchmark data receive a confidence discount.

Question 10

How should I interpret Smart Score bands?

Accepted Answer

Scores of 70+ generally indicate multiple indicators trending positively. Scores of 50+ suggest mixed indicators — some positive, some neutral. Scores below 50 mean multiple indicators are below community average. Use bands for first-pass triage, not as buy or sell recommendations.

Question 11

What are Smart Signals?

Accepted Answer

Smart Signals are four data-backed filters on UAE residential buy listings: High Yield (7%+ gross yield), Undervalued Deal (15%+ below community price per sqft), Top ROI in Area (yield 50%+ above the local average), and Investor Pick (Smart Score 80+ with high-confidence data). They help you narrow inventory to listings that match a specific screening thesis before you refine by location and budget.

Question 12

How do I browse live Smart Signal listings?

Accepted Answer

Create a free Realvory account and open Smart Signals in the app to see live scored listings. You can combine signals with location, budget, and property filters. On Starter and above, investment filters and sorting unlock deeper refinement.

Question 13

Are Smart Signals available across the UAE?

Accepted Answer

Yes. Signals apply to scored residential buy listings across Dubai and all UAE emirates where Realvory has sufficient community benchmark data.

Question 14

Why are some high-scoring listings hidden on the free plan?

Accepted Answer

Free plan shows only the first 10 listings. Properties scoring 70+ are hidden until you upgrade to Starter, which unlocks unlimited listings and full score breakdowns.

Question 15

Can I filter listings by yield, price efficiency, or score?

Accepted Answer

Investment filters and sorting — including yield ranges, risk thresholds, and Smart Score cutoffs — are available on Starter and paid plans. Free users can browse Smart Signals and headline Smart Scores within plan limits.

Question 16

What is Portfolio?

Accepted Answer

Portfolio is Realvory's shortlist workspace for saved listings. Group opportunities, keep research context together, and move from first-pass screening toward compare, Copilot review, or client handoff without losing track in browser tabs and spreadsheets.

Question 17

Can I compare properties side by side?

Accepted Answer

Yes. Free users can compare up to 2 properties with headline metrics. Starter and above compare up to 4 properties with full investment metrics including gross and net yield, price positioning, and strategy fit. Starter also shows headline cap rate, NOI, and GRM on property detail; Serious adds listing screen, score drivers, benchmark tables, and underwriting stress tests.

Question 18

What are Deal Alerts?

Accepted Answer

Deal Alerts monitor new residential buy listings that match saved search criteria so you can catch fresh matches between review sessions. Starter includes 3 Deal Alerts; Serious, Elite, and Boutique include unlimited alerts.

Question 19

Can I share shortlists with clients?

Accepted Answer

Elite and Boutique can publish live client shortlist links with structured listing context. Free and Starter users can organize portfolios internally but client publishing starts on Elite.

Question 20

What is gross yield?

Accepted Answer

Annual rental income divided by purchase price, before any costs. This is the standard first-pass yield figure for comparing listings quickly. In Dubai, ≥ 6% is often considered a healthy gross yield benchmark, though community and strategy matter.

Question 21

What is net yield?

Accepted Answer

Annual rental income minus estimated operating costs, divided by total acquisition cost. It is a more honest picture of what you may keep after ownership costs. A reasonable net target in many UAE communities is often in the 4–5% range.

Question 22

What is cap rate?

Accepted Answer

Net operating income divided by purchase price. Unlike net yield it ignores financing costs, making it one of the cleaner apples-to-apples income comparisons between listings. ≥ 5% often signals efficient income relative to entry price.

Question 23

What does price vs. community average mean?

Accepted Answer

It shows how a listing's price per sqft compares to nearby comparable properties. A negative reading means the listing is priced below the local benchmark. Below −5% can signal a potential value opportunity worth deeper due diligence.

Question 24

What is yield spread?

Accepted Answer

The difference between a listing's gross yield and the community average yield. A positive spread means the property generates better rental return than its neighbors — a useful buy-to-let differentiation signal.

Question 25

What is GRM (Gross Rent Multiplier)?

Accepted Answer

Purchase price divided by annual gross rent. A lower GRM means more income per AED of entry price. Below 15x is generally efficient; above 20x may indicate overpricing relative to rent.

Question 26

What is NOI?

Accepted Answer

Net Operating Income — annual rent minus operating costs, before mortgage payments. It is one of the cleanest measures of a property's cash-generating ability and should comfortably cover debt service if you are financing.

Question 27

What is cost drag?

Accepted Answer

Gross yield minus net yield. It shows how much of your headline rental return is consumed by annual ownership costs such as service charges and management. Below 2% is efficient; above 3.5% deserves scrutiny.

Question 28

What is liquidity score?

Accepted Answer

A composite signal using days on market, price cut history, and comparable depth. Higher scores suggest faster inventory turnover and stronger exit optionality. Scores of 65+ often signal a more liquid, in-demand community pocket.

Question 29

Where can I read longer investor guides?

Accepted Answer

Realvory publishes guides that go deeper on UAE residential analysis, screening workflows, and metric interpretation for investors and client-facing property teams.

Question 30

Which metrics appear on Starter vs Serious listing pages?

Accepted Answer

Starter shows core screening on every listing: gross and net yield, estimated rent and costs, price vs. community, Smart Score breakdown, strategy fit, and up to 3 comparable listings. Serious adds advanced analysis — cap rate, NOI, GRM, yield spread, percentiles, 90-day market trends, liquidity and price-cut signals, location benchmark tables, score drivers, and interactive underwriting scenarios — plus up to 5 comps per property.

Question 31

What is the Realvory Browser Companion?

Accepted Answer

It is a free Chrome extension that adds inline Smart Score actions on Property Finder search results and listing pages, so you can analyze residential listings in context without opening dozens of tabs first.

Question 32

Is the extension free?

Accepted Answer

Yes. Free users can open unlimited summary popups with the headline Smart Score. Starter and paid plans unlock the full breakdown with yield, value, risk, and affordability components inside the popup.

Question 33

Do I need a Realvory account to use the extension?

Accepted Answer

You can install and open summary popups without a paid plan. Creating a free Realvory account unlocks the web app workflow for deeper analysis, portfolios, Smart Signals, and shortlist organization.

Question 34

What is Realvory Copilot?

Accepted Answer

Realvory Copilot is the on-demand AI analysis layer for listings and deal workflows. Run structured research inside Realvory instead of rebuilding the same prompts in a separate chat tool.

Question 35

What Copilot actions are available?

Accepted Answer

Copilot includes Comparable Valuation, Due Diligence, Area Outlook, Rental Analysis, Cash Flow Analysis, and Negotiation Strategy. Each action costs 1 credit on paid plans; credit caps vary by tier (see pricing).

Question 36

Is Copilot output financial or legal advice?

Accepted Answer

No. Copilot research is AI-generated for informational purposes only. Verdict labels (such as attractive pricing or favorable outlook) describe market read, not a recommendation to buy, sell, or hold. Always verify figures with licensed agents, valuers, financial advisors, and legal counsel before transacting.

Question 37

How do Copilot credits work across plans?

Accepted Answer

Each Copilot workflow costs 1 credit. Starter includes 200 credits per month, Serious includes 600, and Elite includes 1500. Boutique pools 5000 credits across your organization. You can buy a one-time credit top-up on any paid tier when you need more.

Question 38

Is Realvory free to use?

Accepted Answer

Yes. The free plan lets you browse Smart Signals, analyze up to 10 listings, build 1 portfolio, and compare up to 2 properties. Starter unlocks unlimited listings, full score breakdowns, investment filters and sorting, core listing analysis (yield, ROI, positioning, and strategy fit), up to 3 comps per property, 3 Deal Alerts, and 200 monthly Realvory Copilot credits. Serious adds unlimited Deal Alerts, unlimited client records, advanced listing analysis (benchmarks, trends, diagnostics, and score drivers), full comp sets up to 5 per property, and 600 monthly Copilot credits (3× Starter allowance). Elite adds client shortlist publishing, CSV and ROI exports, and unlimited portfolios.

Question 39

What can I do on the free plan?

Accepted Answer

Browse Smart Signals and analyze up to 10 residential buy listings). Build 1 portfolio, link 1 client record, compare up to 2 properties side by side, and use the ROI calculator. Score breakdowns, investment filters, sorting, and Copilot start on Starter.

Question 40

When should I upgrade to Starter?

Accepted Answer

When you want unlimited listings, full score breakdowns, investment filters and sorting, core listing analysis (yield, ROI, positioning, and strategy fit), up to 3 comps per property, 3 Deal Alerts, and 200 monthly Realvory Copilot credits.

Question 41

When should I upgrade to Serious?

Accepted Answer

When you outgrow Starter caps and need unlimited Deal Alerts, unlimited client records, advanced listing analysis (benchmarks, trends, diagnostics, and score drivers), full comp sets up to 5 per property, and 600 monthly Copilot credits (3× Starter allowance).

Question 42

When should I upgrade to Elite?

Accepted Answer

When you need client shortlist publishing, CSV export, saved ROI scenarios, ROI export, and a higher monthly Copilot allowance (1500 credits).

Question 43

Is there an introductory offer?

Accepted Answer

Paid plans include a one-time introductory first month on monthly billing: Starter $9, Serious $19, Elite $49, Boutique $99 — then regular price. Intro offers are once per account. Yearly billing saves ~17% at the standard rate (no intro discount).

Question 44

Can I cancel anytime?

Accepted Answer

Yes. Cancel from your settings page at any time. Your plan changes immediately.

Question 45

What happens when I upgrade?

Accepted Answer

You get immediate access to all features of the new plan. Your previous subscription is cancelled automatically.

Question 46

What happens when I downgrade?

Accepted Answer

Your plan changes immediately. You can downgrade to Free or switch between paid plans at any time.

Question 47

What is your refund policy?

Accepted Answer

We offer refunds in certain circumstances. To request one, email support@realvory.com.

Question 48

What is Boutique?

Accepted Answer

Boutique gives up to 5 seats on one subscription with Elite-tier features, shared portfolios, 5,000 pooled Copilot credits per month, and admin/member roles.

Question 49

How do I invite someone to my organization?

Accepted Answer

As an admin, go to Settings → Team → Invite member. Enter their email and we'll send them a magic link. They'll be added automatically when they accept.

Question 50

What happens to members if I cancel?

Accepted Answer

All members are immediately reverted to the Free plan. Their data (portfolios, favorites, saved searches) is preserved.

Question 51

Can organization members have different roles?

Accepted Answer

Yes. The owner is an Admin. Admins can invite and remove members. Members have full Elite-tier access and shared portfolios but cannot manage billing or invites.

Question 52

Can a member leave on their own?

Accepted Answer

Yes. Any member (except the owner) can leave from Settings → Team. Their account reverts to the Free plan.

Question 53

What about larger teams?

Accepted Answer

Enterprise covers 15+ seats, custom Copilot credit pools, and dedicated onboarding. Contact us from the pricing page for custom deployment.

Question 54

How does Refer & earn work?

Accepted Answer

Share your personal referral link. New signups get 1 month of Starter browsing free (Copilot credits not included; they can buy packs). You may qualify for a cash payout when the referred account becomes a real paying customer.

Question 55

When does a referral qualify for payout?

Accepted Answer

A referral is reviewed after the referred user completes the first successful paid subscription month, and approval can take 1 to 2 months. Introductory first-month offers still count once the regular subscription price is successfully billed.

Question 56

What happens if the referred payment is refunded or disputed?

Accepted Answer

Refunded, reversed, or disputed qualifying payments are not eligible for payout. If a qualifying payment is later reversed, the referral is rejected.

Question 57

How much can I earn per referral?

Accepted Answer

The payout depends on the plan the referred user purchases. Current amounts are shown on the Refer & earn page.

Question 58

Where do I get my referral link?

Accepted Answer

After signing in, open Refer & earn from the More menu or Settings to copy your personal link and track its status.

Frequently asked questions

Using Realvory

Smart Scores & Smart Signals

Portfolio & workflows

Investor metrics explained

Browser Companion

Realvory Copilot

Plans & billing

Boutique & organization plans

Refer & earn